Care

Our care product is aimed at organisations that operate on a for profit or not for profit basis providing services, care, education and support to people in society that have an additional need or requirement.

Nurse working in care center

We have taken time to fully understand the demands that providers face on a daily basis to deliver services to vulnerable and at risk people in society. Our deep understanding of the sector has enabled us to provide an insurance and non-insurance offering that addresses the needs of the sector.

Building upon our extensive experience with organizations around the globe, we have produced a comprehensive and flexible insurance package to help those who care, continue to care.

  • Competitive and comparable insurance services – coverage, limits and deductibles
  • Specific extensions to general liability relevant to care sector
  • Sustainable and long term pricing
  • Packaged account with single point of contact
  • Risk management services specific to the care and non-profit sector
  • Extensions to cover cyber, terrorism, social engineering and legal expenses

Our robust book of business is proof of the strong foundation we have built in the area. We offer exceptional broker and client services coupled with competitive coverage and service offerings. Outside of this scope we also offer customized coverage extensions tailored to the unique needs of the Markel Care clientele.

Target business

  • Non-profit organizations
  • For profit organizations
  • Youth clubs
  • Private and alternative education schools
  • Day cares
  • Social advocacy programs
  • Immigrant services
  • Emergency relief services
  • Humane societies/animal shelters
  • Community gardens
  • Funding organizations
  • Counselling services
  • Homeless shelters
  • Rehabilitation facilities
  • Women’s shelters
  • Senior activity centres
  • Blind/deaf impairment services
  • Support groups
  • Multi-purpose social service centres (YMCAs)
  • Workshops for disabled persons
  • Court
  • Attendance compensation

Scope of cover

Coverages

  • Casualty
  • Abuse (claims-made and occurrence)
  • Umbrella/Excess liability
  • Professional Liability (Medical Malpractice, Misc. E&O, Cyber)
  • Directors & Officers
  • Property (Outbreak, Terrorism)
  • Crime (Social engineering)
  • Legal Expense
  • Risk Control/Survey

Ineligible classes

  • Adoption agencies
  • Big brother/Big sister organizations
  • Foster care
  • Long term care facilites
  • Senior care homes
  • Low income housing
  • Places of worship
  • Religious institutions
  • Social clubs, fraternities, sororities