Markel’s premises pollution liability policy (PPL) has redefined how business owners protect their premises from environmental risk. The PPL product is designed to protect business owners from first and third party claims alleging exposure to various environmental hazards as a result of owning fixed real estate assets or operating business where environmental hazards may exist.
In addition, the PPL product is capable of extending to providing pollution coverage relating to the failure of a product which causes a pollution condition to third parties. The PPL product can also be integrated with Markel’s other suite of environmental products to create a customized, unique insurance solution to meet the needs of any industry segment.
Scope of cover
Coverage structure
- Menu driven format offering customized solutions
Target classes
- Manufacturing
- Commercial
- Warehousing & distribution
- Retail
- Public entity
- Golf courses
- Education facilities
Coverage highlights
- Bodily injury and property damage
- On-site and off-site cleanup costs
- First party discovery for on-site cleanup costs
- New conditions and pre-existing conditions available
- Transportation pollution liability
- Non-owned disposal sites liability
- Non-owned locations
- Crisis management costs
- Emergency response costs
- Business interruption expenses
- Products pollution and products recall expenses
- Sudden and accidental and gradual pollution conditions
- Civil fines, penalties and assessments
- Illicit abandonment
- Mould and legionella
- Natural resource damage
- Responsible insured
- Restoration costs
- 90 day automatic extended reporting period
- Up to 3 year policy terms
- Available capacity: $25M
- Minimum premium: $4,000.00