Our EIL program covers third party exposures for the manufacturing or servicing industries as well as other several important areas for owned, leased and rented locations.
- It provides gradual and sudden & accidental pollution for events such as fire, explosion or sudden spill, as well as seepage over time.
- It covers third party clean-up expenses, bodily injury and property damage arising from a pollution event
- It covers first party clean-up expenses.
- It covers pollution from waste materials.
Scope of cover
Coverage features
- Claims made form
- Gradual and sudden & accidental pollution coverage
- Third party liability – (off-site clean-up, BI, PD)
- Up to $25M
- Government-ordered clean-up expenses
- Automatic extended reporting period of 30 days (option for up to 60 months)
Target classes
- Manufacturers
- Golf courses
- Municipalities
- Universities
- Waste management risks
- Gas stations/service stations
- Argichemical storage wavehouses
Coverage enhancements
- Non-owned disposal sites
- Underground and aboveground tanks
- Difference in conditions (DIC) automobile
- Fines and penalties
- Midnight dumping (240 Hour time element at scheduled location)
- Products and completed operations coverage
- On-site and off-site clean-up options
- Gradual pre-existing conditions or new conditions
- Sudden and accidental
- Up to $25M capacity
Key documents
- Application – Contractors pollution liability
- Application – First party (S&A or gradual cover for on site clean up)
- Application – Golf club environmental impairment liability
- Application – Impairment liability renewal
- Application – Institutional environmental impairment liability
- Application – Municipality
- Application – Municipality renewal
- Application – Service station
- Application – Third party – (S&A or gradual cover for off site migration from scheduled locations)
- Application – Landfill third party
- Application – Storage tank supplement
- Application – Waterworks