Umbrella and excess liability

Markel is Canada’s leading market for umbrella and excess liability insurance. With a highly experienced underwriting team and having handled this class of insurance since 1966, our program offers your client the best protection against lawsuits for catastrophic injuries and property damage.

We offer the most flexible combination of features available in Canada, providing a versatile way of building excess limits. At Markel, we are not afraid of US risks or challenging risks either. Using a broad policy wording and our years of experience, our premiums, terms and conditions are always competitive.

Scope of cover

Coverage features

  • $25M capacity
  • Broad policy wording
  • Cover for transportation of hazardous cargo
  • Cover for US exposures available
  • Excess CGL and auto available
  • Primary and excess umbrella available
  • Stand-alone cover available

Target classes

  • Construction risks
  • Excess wrap-up on projects
  • Manufacturing risks
  • Municipal and institutional risks 

Coverage enhancements

  • Able to attach over $1M in primary CGL
  • Able to attach over $1M in product liability
  • Excess auto on a full umbrella cover
  • Excess auto (including garage & non-owned auto)
  • Excess E&O available for certain classes
  • Follow-form on watercraft and aviation covers
  • Sudden/accidental pollution cover available