Care

Markel Care is a casualty biased package product designed for organizations that provide supervision, support, education, and health care for young, elderly, vulnerable and disadvantaged members of society.

Nurse working in care center

We have taken the time to understand each organisation to provide bespoke cover solutions that cater for specific needs of the clients.

Building upon our extensive experience with organizations around the globe, we have produced a comprehensive and flexible insurance package to help those who care, continue to care.

  • True package account with one underwriter and policy number
  • Competitive and comparable insurance services – coverage, limits and deductibles (*Nil Deductible)
  • Non-Insurance Services – Consulting, Legal Aid
  • Extensions: Abuse; Cyber; Terrorism, Outbreak; Social Engineering; Legal Expense.
  • Enhanced coverage and limit offering

We understand the clientele and their needs and have split the Markel Care coverage providing Insurance and Non-Insurance coverage and services.

*As a minimum requirement liabilty coverage must be purchased

Target business

  • Non-profit organizations
  • For profit organizations
  • Youth clubs
  • Private and alternative education schools
  • Day cares
  • Social advocacy programs
  • Immigrant services
  • Emergency relief services
  • Humane societies/animal shelters
  • Community gardens
  • Funding organizations
  • Counselling services
  • Homeless shelters
  • Rehabilitation facilities
  • Women’s shelters
  • Senior activity centres
  • Blind/deaf impairment services
  • Support groups
  • Multi-purpose social service centres (YMCAs)
  • Workshops for disabled persons
  • Court
  • Attendance compensation

Scope of cover

Coverages

  • Casualty
  • Abuse (claims-made and occurrence)
  • Umbrella/Excess liability
  • Professional Liability (Medical Malpractice, Misc. E&O, Cyber)
  • Directors & Officers
  • Property (Outbreak, Terrorism)
  • Crime (Social engineering)
  • Legal Expense
  • Risk Control/Survey

Ineligible classes

  • Adoption agencies
  • Big brother/Big sister organizations
  • Foster care
  • Long term care facilites
  • Senior care homes
  • Low income housing
  • Places of worship
  • Religious institutions
  • Social clubs, fraternities, sororities